Lower your rate? It can be done, your interest rate is mostly determined by your risk to the lender, here are some tips on lowering your interest rate for your Las Vegas mortgage.
1. Put money down-even a modest down payment can take .50%-.75% off of your rate
2. Be able to prove your income- if a bank can see your pay stubs or bank statements you can prove to be less of a risk.
3. Got assets? Savings accounts, mutual funds, stocks. That rainy day you have been saving for can pay off in a lowered interest rate. In many cases, you can still hang on to your liquid assets, just having them will make you look like a better borrower.
4. Are you a planning to reside in your new investment? For most people, the answer is "yes". However, if you are an investor we have some wonderful 100% loans with great rates.

None of this applies to you? That's okay, too. We would be happy to talk to you about our no money down, no income/ no asset or investor loans. We have the most competitive programs in Las Vegas, and the best service in the state.

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